Receviona

Terms of Service

Last updated: October 23, 2026

These Terms of Service ("Terms") govern access to and use of Receviona, an AI accounts receivable and collection intelligence platform (the "Service"), provided by Zenthoria LLC ("Receviona," "we," "us"). By creating an account or otherwise using the Service, you agree to these Terms on behalf of yourself and the organization you represent ("Customer," "you").

1. The Service

Receviona helps finance and collections teams prioritize and act on outstanding receivables. The Service ingests invoice, payment, and customer data you provide or import, computes receivables aging and payment-risk indicators, and generates collection recommendations and draft communications for your review.

2. Accounts and organizations

You must provide accurate registration information and keep your credentials confidential. An account can belong to one or more organization workspaces; in each organization you represent, you are responsible for the activity of users you invite and for assigning roles and permissions appropriately.

3. Subscription, plans, and fees

Access to paid tiers of the Service is subject to the plan, fees, and billing terms set out in your order form or the plan you select at signup. A free trial lasts for the period shown in the Service and does not oblige either party to continue. Fees are non-refundable except as required by law or expressly stated otherwise. We may change plan pricing prospectively, with notice before it applies to your next billing period.

4. Your data

As between you and us, you retain all rights to the customer, invoice, and payment data you upload or connect to the Service ("Customer Data"). You represent that you have the right to provide Customer Data to us and to permit us to process it as described in these Terms and our Privacy Policy. The Service is designed so that your data stays isolated to your organization workspace and no organization can read or write another organization's data.

To the extent we process personal data in Customer Data on your behalf, our Data Processing Addendum forms part of these Terms and prevails over them on the processing of that personal data.

We may use aggregated or de-identified data about how the Service is used, which does not identify you, your users or your debtors, to operate, secure and improve the Service.

5. AI-generated content and financial figures

The Service uses AI to draft communications, summarize accounts, and explain risk and priority scores. AI-generated output is a recommendation, not a fact: it may be incomplete or inaccurate, and no communication, escalation, or status change drafted by the AI is ever sent or executed without a human reviewing and confirming it first.

Every financial figure the Service shows you — balances, aging, DSO, risk scores, collection-priority rankings — is computed deterministically by application code, never by an AI model. Any recovery or cash-impact estimate is labeled as an estimate or projection; it is never a guarantee, and we do not promise any particular collection outcome.

6. Acceptable use

You agree not to:

  • Use the Service to harass, threaten, or mislead a debtor or third party;
  • Use the Service to collect consumer debt, or any debt that is not a commercial (business-to-business) receivable;
  • Attempt to access another organization's data or bypass access controls;
  • Reverse-engineer, resell, or use the Service to build a competing product;
  • Upload data you do not have the right to process, or that violates applicable law;
  • Interfere with the security or normal operation of the Service.

7. Your collection activities

The Service is intended for commercial (business-to-business) receivables. It is not designed for consumer debt. You are solely responsible for complying with all laws that govern collection activity and communications with debtors, including the U.S. Fair Debt Collection Practices Act and state and local equivalents where they apply, and the laws of the countries where your debtors are located.

We provide software. We do not contact debtors, collect or hold funds on your behalf, or give legal advice. Every communication is reviewed, approved and sent by you, and you are responsible for its content and timing, whether or not the Service drafted it.

8. Third-party services

The Service relies on infrastructure and AI-model providers to operate (hosting, database, and one or more AI providers accessed through an internal abstraction rather than a single named vendor). We select and, where necessary, change these providers without degrading the commitments in these Terms or our Privacy Policy.

9. Intellectual property

We and our licensors own all rights in the Service itself, including its software, design, and the scoring and recommendation logic. These Terms grant you a limited, non-exclusive, non-transferable right to use the Service during your subscription term — nothing here transfers ownership of the Service to you. If you give us feedback or suggestions, we may use them without restriction or obligation to you.

10. Confidentiality

Each party will protect the other's non-public information with the same care it uses for its own confidential information, and at least reasonable care, and will use it only to perform under these Terms.

11. Warranties and disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." EXCEPT AS EXPRESSLY STATED IN THESE TERMS, WE DISCLAIM ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE, OR ANY RISK SCORE, RECOMMENDATION, OR RECOVERY ESTIMATE IT PRODUCES, WILL BE ERROR-FREE OR UNINTERRUPTED, OR WILL ACHIEVE ANY PARTICULAR COLLECTION RESULT.

Unless an order form says otherwise, the Service has no service-level commitment or guaranteed availability.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY IS LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR LOST PROFITS OR REVENUE, ARISING FROM THESE TERMS OR THE SERVICE. EACH PARTY'S TOTAL LIABILITY ARISING OUT OF THESE TERMS IS LIMITED TO THE FEES PAID OR PAYABLE BY CUSTOMER IN THE TWELVE MONTHS PRECEDING THE CLAIM.

These limits do not apply to a party's fraud or willful misconduct, to your obligation to pay fees, or to any liability that cannot be limited by law.

13. Indemnification

You will defend us, and pay damages finally awarded or settlements you agree to, in respect of any third-party claim arising from (a) Customer Data, including your right to provide it to us, or (b) your collection communications or your use of the Service in breach of these Terms or applicable law. We will give you prompt notice of the claim, let you control its defense and settlement (you may not settle in a way that obliges us to do or pay anything without our consent), and reasonably cooperate at your expense.

14. Term, suspension and termination

These Terms apply for as long as you maintain an account. Either party may terminate for the other's uncured material breach. We may suspend access to the extent needed to stop a security threat or a use that breaches these Terms, and will restore it once the cause is resolved. On termination, your access ends and we will make Customer Data available for export for 30 days, then delete it as described in the Data Processing Addendum, unless a longer retention period is required by law.

15. Governing law and venue

These Terms are governed by the laws of the State of Wyoming, USA, without regard to its conflict-of-laws principles. Each party submits to the exclusive jurisdiction of the state courts located in Sheridan County, Wyoming, and the United States District Court for the District of Wyoming, for any dispute arising from these Terms, except that either party may seek injunctive relief in any competent court to protect its intellectual property or confidential information.

16. General

These Terms, any order form, and the Data Processing Addendum are the entire agreement between us on their subject and supersede earlier discussions; if they conflict, the order form prevails over these Terms, except as stated in section 4. If a provision is unenforceable, the rest remains in effect. A failure to enforce a provision is not a waiver. You may not assign these Terms without our consent, except to a successor to your business; we may assign them to an affiliate or a successor to ours. Neither party is liable for a delay or failure caused by events beyond its reasonable control. You may not use the Service in violation of applicable export-control or sanctions laws. Notices to you may be sent to the email address of your organization's Owner or shown in the Service; notices to us go to the address in section 18.

17. Changes to these Terms

We may update these Terms from time to time. For material changes, we will provide notice (for example, by email or an in-app notice) before the change takes effect. Continued use of the Service after a change takes effect constitutes acceptance.

18. Contact

Questions about these Terms can be sent to contact@zenthoria.tech. Zenthoria LLC, 30 N Gould St STE R, Sheridan, WY 82801, USA.

This page is a template describing how the Service is designed to work and does not constitute legal advice. It should be reviewed by qualified counsel, with the bracketed details completed, before being relied on as a binding agreement.